Credit Card Processing

Noncash payment options are a must for today's businesses, and bankcards are the most popular credit cards for customer purchases.

Accepting bankcards, such as Visa and MasterCard, encourages consumer purchasing and stimulates customer impulse buying, which can help you grow your business. Noncash purchase payment is an important option for both traditional and Internet businesses.

In association with Visa and MasterCard, Retriever Services is licensed to perform various duties on behalf of our member banks, including accepting merchant drafts, using agents and sales representatives to market our products and services, and providing outstanding customer service to merchants.

ATM/debit cards provide merchants with an additional way to accept noncash payments from their customers and capture impulse purchases. ATM/debit cards stimulate buying and are particularly useful for customers who do not have credit cards and would otherwise have to pay by check or not purchase at all.

Information about the Visa and MasterCard rules and regulations are available in the Retriever Services Merchant Agreement.

Today, more and more Americans are using payment cards for a variety of reasons. Payment cards offer consumers the convenience of not having to carry as much cash or write cumbersome checks. And they facilitate personal financial management by providing the flexibility to defer payments as well as an overview of spending captured in regular monthly statements.

Accepting credit cards is crucial to succeed in today's competitive economy. Retriever Services will provide your business with superior products and services to make the most out of your payment system. As the electronic payment industry continues to evolve, Retriever Services will be there to provide innovate state-of-the-art solutions, regardless of merchant type.

American Express

Accepting the American Express® Card provides your customers with greater flexibility when purchasing from your business. And giving your customers more options is a great way to enhance your level of customer service and sales.

Advantages of Credit Card Acceptance

Convenience:
Consumers prefer to shop with a credit card; in turn they typically spend more when shopping. Visa and MasterCard place advertising their services as a high priority. They convince customers to use credit cards with incentives and promotions, and then provide you with materials letting customers know you accept cards as payment.

Effectiveness:
By accepting credit cards, you immediately reduce the amount of cash that you have to keep on hand, while reducing the exposure to bad checks. Accepting credit cards offers increased customer service through increased buying convenience, bringing you more traffic and higher transaction averages. In addition, merchants who accept credit cards experience increased incremental sales and impulse buying as a result.

Authorization:
Using a point-of-sale terminal easily authorizes the transaction; you merely swipe the cardholder's credit card.

Reduced Fraud:
When using a point-of-sale terminal, you reduce the fraud associated with certain transactions. You now have the ability to identify a valid credit card before you provide goods or services.

Please contact a Retriever Services Representative at (907) 345-8000 to obtain the products and services that meet your business needs or fill out this on-line form.